Insurance for Businesses

Unigard can provide an umbrella policy over your Unigard underlying commercial coverage with limits up to $10 million. Our Commercial Umbrella policy provides:

• A drop-down feature: When the underlying policy is exhausted because of aggregates or when there is no underlying coverage for the exposure, the umbrella policy becomes the primary insurance.
• An insuring agreement: Unlike some other contracts, we pay for the loss on your behalf, rather than having you pay subject to reimbursement.