Unigard has the unique ability to write farm and farm-related commercial business, such as wineries, on our single Multi-Farm policy. The Unigard farm package is designed to accommodate both the business and personal needs of our farm customers.
We offer the following coverage selections:
- Farm residential and household personal property
- Farm personal property
- Farm barns, outbuildings and other structures
- Liability (for farming operations)
- Personal liability
Optional Property and Liability
If you have special coverage needs, several optional coverages are also available.
- Farm personal automobile
- Commercial auto
- Scheduled watercraft
- Umbrella
- Commercial Inland Marine
- Commercial Property
- Commercial General Liability
- Earthquake
- Borrowed, leased, or rented farm equipment
- Functional building valuation
- Market value on farm products
- Spoilage
- Special hay endorsement to eliminate hay reporting forms
- Sump overflow and water backup from sewers or drains
- Limited crop dusting (for acts of independent contractors)
- Limited chemical drift