Property Coverage Extension Features
| The Property Coverage Extension includes the following special coverages, which can be added to your Commercial Package Policy.
|
Property coverage extensions |
Limit of insurance |
| Identify Theft Expense |
$100,000 |
Ordinance or Law: Coverage A
Coverage B + Coverage C |
Included
$300,000 per policy Aggregate |
| Business personal property (BPP) off premises |
$25,000 |
| Trade shows, fairs or exhibits, including seminars and symposia |
$25,000 |
| Salesperson's samples |
$2,500 |
| Newly acquired property |
$500,000-building
$250,000-BPP
90 days |
| Personal effects and property of others |
$50,000 |
| Valuable papers |
$25,000 |
Outdoor property (includes windstorm)
- Tree, shrub and plant sublimit (with no windstorm)
|
$25,000
$1,000
|
| Accounts receivable |
$25,000 |
| Fine arts |
$5,000 |
| Catastrophe allowance |
$50,000 |
Computer
- Hardware
- Media
- Data
- Mechanical breakdown
- Electrical arcing
|
$25,000
$10,000
$10,000
Covered
Covered |
| Spoilage due to power outage, mechanical breakdown, or contamination |
$50,000 |
| Utility services that provide power, water and communication |
$5,000 |
| Employee dishonesty |
$10,000 |
| Money and securities |
$10,000 |
| Fire department service charge |
$25,000 |
| Extra expense |
$10,000 includes data |
| Recharging |
$5,000 |
| Arson reward |
$5,000 |
| Cost to prepare inventory |
$25,000 |
| |
|
Property additional coverages |
Limit of insurance |
| Manufacturing consequential loss |
$100,000 |
| Glass - Vandalism and Malicious Mischief
|
$250
$1,000
|
| Premises boundary |
1,000 feet |
| Sewer, drain, sump backup |
Covered |
| Patterns, dies, molds |
$25,000 |
| Jewelry, watches, jewels, etc. |
$5,000 |
| Gold, silver, platinum, etc. |
$25,000 |
|