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Homeowners Insurance

Ways To Reduce Costs

We offer many discounts to help you reduce the cost of your homeowners policy.

  • Protective Device Credit: Install a working fire and/or theft prevention system in the home, such as fire and burglar alarm systems, smoke detectors, fire extinguisher or dead bolt locks.

  • Gated Community Credit: Available to those living in residential communities protected by perimeter walls or fencing with a gated entry requiring permission to gain entry.

  • Roof Surfacing Credit: For a home with a roof made of clay or slate tile, concrete or metal.

  • Other Insurance Credit: For those who insure their auto with Unigard as well.

  • Loss Free Credit: For an insured with no losses in the last three years.

  • Deductibles: Select a higher deductible on your property coverage and lower the cost of your insurance coverage.
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