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Automobile Insurance

Coverages

FlexAuto provides a number of coverages to protect you and your family behind the wheel.

Liability Coverage

Liability Coverage applies if you're legally responsible for an accident causing bodily injury or property damage. It will also pay for bail bonds, legal expenses, court costs and lost wages if you are required to appear in court.

Policyholders are covered when driving:

  • The insured auto, pickup or van listed on the policy
  • A temporarily borrowed car
  • A rental vehicle

In the event of an injury

If you or another passenger is injured in an accident, we provide coverage for medical, hospital and, if necessary, funeral expenses, subject to specified limits.

If you are entitled to recover damages from the owner or driver of an uninsured automobile, you can obtain additional coverage for bodily injury by purchasing Uninsured Motorists coverage.

Physical Damage Coverage

If you purchase Physical Damage Coverage, we'll pay for loss of or damage to your automobile or rental car, minus your deductibles. Coverage is provided for practically all causes of loss including, but not limited to:

  • Fire
  • Theft
  • Explosion
  • Hail
  • Flood
  • Glass Breakage
  • Falling or Thrown Objects
  • Collision

The coverage will also pay transportation expenses if your car is stolen.

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